UUFlexExecutive Cockpit

Finance 360

The single financial pane of truth — P&L, quality of earnings, profitability, FP&A and segment economics.

UFlex Limited · FY26 (Mar'26, audited consolidated anchor)
India's largest multinational flexible-packaging & solutions company
12,000 employees · 14 plants & units · 9 plant countries
Executive read· the answer, then the moves

Margin is recovering (Q4 exited at 15.3% — a 14-quarter high), but ≈ ₹339 Cr of EBITDA still sits between the 12.8% full-year margin and the 15% target — held in commodity-films spreads and the value-added mix shift. Convert the mix (33% → 40%) and the films-cycle recovery into reported EBITDA to fund deleverage and re-rate the stock.

6 of 8 headline metrics improving vs prior · still off target: Revenue from Operations ₹15,401 Cr vs ₹16,500 Cr, Revenue Growth (YoY) 2.4% vs 7.0%, Contribution Margin 41.6% vs 44.0%

Do now — ranked by urgency
  1. 1
    Leverage rose through the capex cycleAct now
    Why it matters

    Hold FY27 capex ≤ ₹1,400 Cr, sweep OCF to debt as commissioned assets ramp — deleverage is the goal, not the achievement.

    What's driving it
    • Net Debt / EBITDA
    • Signal: Alert
    FYI

    Net debt ₹8,622 Cr = 4.35× EBITDA, up from 3.73× (peak 4.52× in Q3); headroom to the 5.5× ceiling is ~1.15×.

  2. 2
    DSO 92d over 75d targetAct now
    Why it matters

    Each day of DSO ties up ~₹42 Cr of working capital that could fund the FY27 debt paydown.

    What's driving it
    • 95→92d
    • Signal: Threshold
    FYI
    • Debtor days ~92 — working-capital heavy (inventory ~97 days). CPG terms + overseas consolidation stretch the cycle; a real cash lever.
    • Owner: Treasury
  3. 3
    Close the margin gap to the 15% targetWatch
    Why it matters

    ≈ ₹339 Cr of EBITDA stands between the 12.8% full-year margin and the 15% target — the swing that funds deleverage and re-rates the listed equity (Q4 exit 15.3% shows the path).

    What's driving it
    • EBITDA margin 12.8% vs 15% target (Q4 exit 15.3%)
    • 6 of 8 business lines below 80% program capture
    FYI
    • Revenue ₹15,401 Cr; overheads 8.6% of income
    • Each margin point ≈ ₹154 Cr of EBITDA
  4. 4
    Working capital is heavyWatch
    Why it matters

    Tighten CPG terms & export-doc cycles; factor overseas receivables selectively; target DSO 75.

    What's driving it
    • DSO / CCC
    • Signal: Alert
    FYI

    DSO 92 days, inventory ~97 days; AR ₹3,882 Cr with ₹700 Cr >60d overdue.

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Revenue from Operations
₹15,401 Cr
▲ 2.4% vs priorTarget ₹16,500 Cr
Revenue Growth (YoY)
2.4%
▼ 80.8% vs priorTarget 7.0%
Contribution Margin
41.6%
▲ 1.7% vs priorTarget 44.0%
EBITDA (Reported)
₹1,984 Cr
▲ 8.2% vs priorTarget ₹2,400 Cr
EBITDA Margin (Reported)
12.8%
▲ 5.8% vs priorTarget 15.0%
Value-Added & Converting Revenue
₹5,069 Cr
▲ 18.0% vs priorTarget ₹6,200 Cr
Value-Added & Converting Mix
33.0%
▲ 15.4% vs priorTarget 40.0%
Operating Cash Flow
₹992 Cr
▼ 12.6% vs priorTarget ₹1,200 Cr
Exhibit 1

P&L bridge — revenue to EBITDA

How ₹15,401 Cr of revenue converts to ₹1,984 Cr reported EBITDA (12.8%).

Exhibit 2

P&L at a glance

Revenue₹15,401 Cr100.0%
COGS — resins & inputs (crude-linked)(₹8,994 Cr)(58.4%)
Contribution₹6,407 Cr41.6%
Conversion & other opex (personnel, power & fuel, freight)(₹3,098 Cr)(20.1%)
SG&A / overheads(₹1,324 Cr)(8.6%)
EBITDA (reported)₹1,984 Cr12.9%
Exhibit 3

Revenue & EBITDA

Exhibit 4

Revenue by segment

Packaging Films (incl. PET chips)59%
Flexible Packaging, Aseptic & Holography33%
Chemicals & Inks5%
Engineering & Cylinders3%
Exhibit 5

Normalized → Reported EBITDA

The two real definitions — normalized ₹1,910 Cr (12.3%) plus net FX / derivative gains of ₹74 Cr = reported ₹1,984 Cr (12.8%), the cockpit KPI.

Exhibit 6

EBITDA — prior to current

Value-added growth (+18%) and the films-spread recovery vs. the FX / derivative swing and films realizations & cost-push (BOPET glut, GST 2.0 destocking, West Asia freight).

Exhibit 7

EBITDA margin by segment

Exhibit 8

Revenue by end-market

Planning

FP&A & productivity

Forecast discipline, program realization (mix / circularity / working capital) and productivity.

Budget Variance
-1.8%
▲ 43.8% vs priorTarget 0.0%
Forecast Accuracy
89.0%
▲ 2.3% vs priorTarget 95.0%
Program Realization (Mix / Circularity / WC)
68.0%
▲ 23.6% vs priorTarget 100.0%
Revenue / Employee
₹128 L
▲ 2.4% vs priorTarget ₹140 L
Overheads % of Income
8.6%
▼ 3.4% vs priorTarget 8.0%
Employees (Global)
12,000
▬ 0.0% vs priorNo target
Exhibit 9

Business-line performance

Margin journey and program capture by business — from launch margin to today's ₹ Cr EBITDA contribution (lenses overlap; not additive to the group).

Business / lineSinceRevenueValue-addedEBITDA (launch % → ₹Cr now)Program captureStatus
Flexible Packaging (Laminates & Pouches)1988₹3,389 Cr₹3,100 Cr12% → 542 Cr84%Integrated
Flex Films (Global Films)1994₹9,093 Cr₹480 Cr18% → 955 Cr78%Integrated
UFlex Engineering & Cylinders1995₹448 Cr₹0 Cr9% → 54 Cr70%In progress
UFlex Holography & Security1999₹380 Cr₹380 Cr14% → 68 Cr80%Integrated
Flexcure / Flexgreen (Chemicals & Inks)2004₹791 Cr₹0 Cr10% → 103 Cr72%In progress
Asepto (Aseptic Liquid Packaging)2017₹1,300 Cr₹1,300 Cr6% → 234 Cr76%In progress
F-TPM / F-WSP (Specialty Films)2019₹420 Cr₹139 Cr12% → 71 Cr66%In progress
Asclepius (90% PCR Film)2023₹240 Cr₹150 Cr8% → 34 Cr58%In progress